At Great West Pay, we are committed to helping businesses save money, streamline cash flow, and improve payment processing with ACH (Automated Clearing House) payment solutions. ACH allows you to send and receive payments quickly, securely, and at a fraction of the cost of traditional credit card processing.
Choose from simple ACH Virtual Terminals or integrate ACH payments via API solutions. Automate payments and streamline collection with ease.
Easily integrate ACH into your software or Internet ASP solutions with our documentation, code samples, and technical support for a quick setup.
ACH is perfect for recurring payments, offering lower fees and fewer declines, making it ideal for subscriptions and installments with reliable revenue.
Our PCI-compliant ACH Virtual Terminal (VT) is a secure, web-based tool for processing both ACH and credit card payments, ideal for flexible payment management.
We offer specialized High-Risk ACH accounts for businesses with high rejection or chargeback rates, plus Check21 solutions for electronic check payments.
A business, government agency, or consumer authorizes a bank transfer either by a push (sending money) or pull (receiving money) request.
The Originating Depository Financial Institution (ODFI) collects the necessary transaction details, such as account numbers and routing information, ensuring accuracy.
ACH operators, like the Federal Reserve, verify the details and route the transaction to the receiving bank.
Funds are transferred between accounts, settling the payment in a fast and secure manner.
If there are any issues, the transaction can be reversed, with returns processed within 60 days.
ACH payments have lower processing fees than credit cards and checks, allowing you to retain more of your revenue.
Get your payments quicker—ACH payments settle in 1-2 business days and can even be expedited with Same-Day ACH.
ACH offers a secure, compliant, and automated solution for both businesses and consumers, reducing fraud and chargebacks.
Automated recurring payments help businesses ensure predictable revenue streams and eliminate late payments.
Whether you’re running a subscription-based business, managing property rentals, or processing recurring payments, ACH can save you time and money. It’s ideal for industries such as:

Same Day and Next Day ACH processing options to fit your needs.

Real-time access to cloud-based reports, giving you full visibility over all transactions.

Our solutions include advanced fraud protection to ensure secure payments every time.

Seamlessly integrate with your existing accounting and payment systems using API or Batch Processing methods.